Personal Insurance

Our personal insurance products provide protection for your homes, automobiles, and personal possessions as well as personal liability. We listen to your needs and evaluate your short-term and long-term objectives to help put your insurance and plans in perspective. We provide the following types of personal insurance protection:

  • Auto/Car Insurance

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    Give us a few minutes and we’ll give you a free auto insurance quote. Yes It’s that easy. Your time is important.

    We deal with multiple carriers. Making sure that you get the most competitive quote with the best coverage possible including discounts like accidental prevention course, good student discount and home owner’s discount.

    Other discounts available are dual Air Bags, Anti Lock Brakes, Day time Lights.

    Get complete information about the available car insurance. Contact us today.

  • Homeowner Insurance

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    Your home is more than just a roof over your head. Chances are it is your most valuable investment, and one you likely can’t afford to replace if any disaster strikes. That’s why we will work for you to find superior home owners coverage.

    As professional we can explain the wide range of possible homeowner insurance coverage, things to review in your home owners policy are hurricane deductibles and discounts from credits for safety devices. We can also provide coverage for following

    • Tenant Occupied Dwelling
    • Condo/Coop
    • Renters policy

    For further information call us today.

  • Condominium Insurance

    Condominium insurance is a type of homeowner's insurance that financially protects a policyholder's condominium from various perils, such as fire, weather damage, vandalism, smoke, and explosions. At Kalra Insurance we can guide you through the process of getting the correct coverage for your unit.

    Typically you need personal property and liability coverage in addition to coverage for your floors, walls, cabinets and fixtures that your association’s insurance may not cover. A condo or co-op policy can cover the many extras you may need from increased living expenses because of damage to your unit to damage you may cause to other units in the building.

    Every association’s insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association policy and condominium by-laws carefully.

    For further information call us today.

  • Renter Insurance

    Renter’s insurance is designed to protect your possessions from fire, natural disasters, and theft. This means that your books, furniture, family heirlooms, antiques, and more are protected. Many renters’ insurance policies cover personal property within an apartment, as well as damage to the property of others or bodily injury caused by you or a family member.

    However, your policy can be personalized to include greater levels of protection for valuable property, home offices, and liability for boat ownership. You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk.

    For further information call us today.

  • Dwelling Fire Insurance

    Dwelling fire insurance offers a wide variety of coverage options and flexibility to protect their assets. On the contrary, dwelling fire insurance coverage is not limited to fire and smoke related damages. Dwelling fire policies often offer property owners protection against hazards like explosions, vandalism and some weather related occurrences such as wind and lightning. Unlike a typical homeowner insurance policy, which covers everything except for listed exclusions, a dwelling fire policy will only cover named perils.

    Whether you are looking for property coverage for their primary residences, or rental properties, our dwelling fire insurance policies can be written to meet the specific needs of your client.

    For further information call us today.

  • Flood Insurance

    Insuring a home, business or property from a catastrophic flood loss can be confusing. We are committed to helping property owners assess their flood risk, and properly insure it through Wright flood. Flood policy helps you protecting the following:

    • Protects building and property/contents from flood loss
    • Provides financial security to your family or business
    • Meets all lender mandatory flood insurance purchase requirements
    • Pays out regardless of any federal disaster declaration
    • Assures your eligibility for flood disaster aid

    For further information call us today.

  • Umbrella Insurance

    Umbrella Insurance provides you an extra level of protection and make you feel about your assets and your future. It provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection.The cost is minimal compared to the comfort of knowing you’re covered.

    An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid. Most of the liability insurance limits are specific to that particular policy and there may be gaps between your policies. In some cases, liability protection provided by an umbrella insurance policy reaches down into those gaps and provides liability protection where there might not be any.

    Call or contact us for a consultation today.

CONTACT US - (718) 426-1195

CONTACT US - (718) 426-1195


Kalra Insurance Agency
37-05 74 Street, 2nd Floor
Jackson Heights, NY 11372


Phone: (718) 426-1195
Fax: (718) 426-1694


About Us

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